ENJOY YOUR RETIREMENT ON YOUR TERMS

Eligibility Requirements:

- Be 55 or older (60 in LA and NJ) (62 in TX8 and UT)
- Must be living in home as primary residence; vacation homes and investment properties do not qualify
- Complete a HUD-approved cunseling session
- Must keep property taxes, homeowners insurance, and any applicable HOA fees current.
- Financial Assessment Required

* In Texas both borrowers must be 62 or older

• Eliminate monthly mortgage payments*
• Cover medical or in-home care expenses
• Home improvements
• Debt consolidation
• Purchase a new home
• Supplement fixed monthly income
• Condominium financing available
• No Mortgage Insurance Premium charges at closing & no monthly Mortgage Insurance.

*Must maintain home as primary residence & keep homeowner's insurance, property taxes & HOA dues current

Program availability and options vary by state

Let’s Get Started

Call me for a free assessment to see how you could fund a more comfortable retirement and stay in your home.

Ernesto Heredia

Branch Manager & MLO (CA) | NMLS 1299857

Click to Call Me!

Recent FHA Streamline Refinance States

We provide FHA Streamline Refinance options across the lower 48. Here are four recent states we’ve completed:

Arizona • Georgia • Indiana • North Carolina

Don’t see your state? We cover the entire lower 48.