"Ernesto is an excellent choice to anyone purchasing a new home. My wife and I used Ernesto when buying our first home out of state, he was very knowledgeable and helpful during the entire process. Thank you, Ernesto!"

"Ernesto is the guy to go to and he will guide you all the way. He created a special connection with our family and helped us out as much as he could when our family was going through a tough loss. He is patient, supportive, professional and so much more. Thank you so much again Ernesto and you will be hearing from us for future home guidance ! "

"I was refinancing my 1st home With Ernesto. He walked me through the process and helped me understand Everything available to me. And what will be the best option for me. I was very nervous about being discriminated against in the housing market because I'm a black woman. but Ernesto reassured me that if I was uncomfortable to call him immediately. My home appraised for more than what I was expecting I got a great interest rate and I was very happy with everything at the end. The only downside I would say was the other departments did not work as quickly as Ernesto. But he was able to push them along to make the closing date."

"My experience with Ernesto during my refinance was an easy process. He answered all my questions and I felt well informed of the entire process. He worked with me even while I had to be out of town for part of the process."

"Due to the complexity of this loan it was a difficult one to get done. With a push and a shove we managed to close on time. Thank you Ernesto for the help!"

"Ernesto was very helpful in getting me through the process of refinancing. I was not used to doing the process electronically and he was very helpful in walking me through the process. He was very patient with me and was always quick to respond and help me with the many questions that I had."

"Ernesto was responsive and helpful throughout the loan process. This transaction took a lot longer than I had been accustomed to and was a little frustrating at times but, Ernesto was was instrumental in helping to navigate the challenges and finally get the transaction completed. I would recommend utilizing Ernesto if you are in the market for loan/refinance."

"Ernesto was responsible and responsive Throughout the whole process. The deal took much longer than expected due to all the activity but he still managed to make it happen. I highly recommend him."

"Ernesto did a great job, Citi bank as an institution was horrible. It took almost 8 month to get a refinance done on a mortgage help by Citi bank. Ernesto did all that he could to push it along but even after involving higher level managers it still progressed very slowly."

"I had contacted many lenders including Ernesto prior to settling to do my refinancing with Ernesto. He gave me the best rate than any lenders out there. He was easy to communicate to and also he was always assisting me with any questions I had. The whole process was very streamlined and he worked with me on every step. He went above and beyond and closed my loan."

"I recently did refinance for my mortgage that were in very good conditions, but Ernesto managed to do the unbelievable and gave me a much better offer. I was quite worried about the refinance, but Ernesto supported me throughout, with detailed explanations and patience every hour and every moment until the closing stage. Certainly, without endless and personal support, I would not have made the change."

"Ernesto worked very hard for my husband and me. Sometimes, into the night time! He was diligent and thorough. We highly recommend giving him a call for any lending needs."

"We had an awesome experience with Ernesto who helped us with pre qualification, multiple offers and finally our home purchase that we closed on time. Ernesto was very responsive and ready to go the extra mile to get us what we needed at really short notices. The rates and fees were the best we could get and he was always on top of the various deadlines."